Advise Your Employees of the Steps You Are Taking
If you do have a mold problem, it is likely to cause great concern and anxiety among your employees. If you or the landlord has hired experts, consider having those experts provide you with a written explanation of the steps they are taking, and how the employees are being protected. Post or provide that information to your employees. Work on the building may necessitate relocation of employees; if you are leasing the building, demand that the landlord provides clean space while the work is ongoing and keep track of your relocation costs.
Investigation, repairs, the relocation of employees, and the cleaning of furniture, fixtures, equipment and other property, not only may cost thousands of dollars, but will cause lost productivity. If you are leasing your building, keep the landlord fully advised of the situation, and ask the landlord to give you a timely and prompt action plan. Demand that the landlord reimburses you for your losses. Also give notice to your insurer.
If you own the building, take prompt steps to address the problem, but also notify your insurer and your tenants of your action plan. Be aware, however, that your insurer may not cover your losses and may not defend you from a costly mold lawsuit. Today, more and more insurers are excluding mold and mold-related damages from their commercial insurance coverage. Owners, managers and builders have been surprised to learn that their insurance policies exclude mold claims.
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