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Fire & Water - Cleanup & Restoration

Protect your business with insurance

9/1/2021 (Permalink)

Protect your business with insurance

It’s important to have adequate insurance in place in the event that you do experience water or freezing damage. When it comes to small business insurance, the details of your coverage matter.

Many commercial property insurance policies will cover the cost of pipe breakage but will exclude damage from flooding, groundwater, and backed-up sewer lines. Your insurer will likely look at the source of the water damage when you make a claim and decide whether you’re covered. You can ask your insurer to add a rider, or an endorsement, to your policy to extend coverage to hazards that are excluded from your policy to ensure your business is protected.


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